Razak has made two appearances for City this season and took in loan spells in the Championship last term with Portsmouth and Brighton & Hove Albion.
The 19-year-old watched Charlton's 1-1 draw with Blackburn Rovers on Saturday and the Ivorian is looking forward to the chance to play regular first-team football.
"I'm really looking forward to meeting the team and working with the manager," Razak told Charlton's official website.
"It's been hard for me to get into the first team at City, and I come here hoping to prove myself with what I do on the pitch and hopefully I can do that on Tuesday.
"This is a very tough league, but you have to be ready for it. This is my third loan spell in the Championship so I'm ready for it."
Addicks boss Chris Powell is confident that Razak will be a useful addition to his squad for the remainder of 2012.
Powell said: "Abdul's a talented young midfielder and someone who I feel will complement my squad well.
"He's had experience of the Premier League and the Championship and we look forward to working with him."
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